Union State Bank
 

Rates

Certificates of Deposit

  Minimum Deposit Interest Rate Annual Percentage Yield
3 Month $1,000 0.10% 0.10%
6 Month $1,000 0.20% 0.20%
12 Month $1,000 0.30% 0.30%
18 Month $1,000 0.30% 0.30%
24 Month $1,000 0.50% 0.50%
36 Month $1,000 0.65% 0.65%
36 Month Rate Booster $2,500 0.65% 0.65%
48 Month $1,000 0.70% 0.70%
48 Month Rate Booster $2,500 0.70% 0.70%
60 Month $1,000 0.85% 0.85%
60 Month Rate Booster $2,500 0.85% 0.85%
3 Month
Minimum Deposit
$1,000
Interest Rate
0.10%
Annual Percentage Yield
0.10%
6 Month
Minimum Deposit
$1,000
Interest Rate
0.20%
Annual Percentage Yield
0.20%
12 Month
Minimum Deposit
$1,000
Interest Rate
0.30%
Annual Percentage Yield
0.30%
Annual Percentage Yield
0.30%
18 Month
Minimum Deposit
$1,000
Interest Rate
0.30%
Annual Percentage Yield
0.30%
Annual Percentage Yield
0.30%
24 Month
Minimum Deposit
$1,000
Interest Rate
0.50%
Annual Percentage Yield
0.50%
36 Month
Minimum Deposit
$1,000
Interest Rate
0.65%
Annual Percentage Yield
0.65%
36 Month Rate Booster
Minimum Deposit
$2,500
Interest Rate
0.65%
Annual Percentage Yield
0.65%
48 Month
Minimum Deposit
$1,000
Interest Rate
0.70%
Annual Percentage Yield
0.70%
48 Month Rate Booster
Minimum Deposit
$2,500
Interest Rate
0.70%
Annual Percentage Yield
0.70%
60 Month
Minimum Deposit
$1,000
Interest Rate
0.85%
Annual Percentage Yield
0.85%
60 Month Rate Booster
Minimum Deposit
$2,500
Interest Rate
0.85%
Annual Percentage Yield
0.85%

A penalty may be imposed for early withdrawal. Annual Percentage Yield (APY) as of 10/14/2020 and is subject to change.

Deposit Account Rates

Savings Accounts

  Minimum Deposit Interest Rate Annual Percentage Yield
Basic Savings* $200 0.05% 0.05%
eSavings* $100 0.10% 0.10%

Now Checking

  Minimum Deposit Interest Rate Annual Percentage Yield
Union Premier Checking* $100
      $0 - $500.00 0.00% 0.00%
      $500.01 - $2,500.00 0.05% 0.05%
      $2,500.01 - $10,000.00 0.10% 0.10%
      $10,000.01 - $50,000.00 0.20% 0.20%
      $50,000.01 - $300,000.00 0.30% 0.30%
      $300,000.01 and above 0.50% 0.50%
Union Heritage Checking* $100 0.05% 0.05%

Money Market Checking

  Minimum Deposit Interest Rate Annual Percentage Yield
Money Market Checking* $1,000 0.05% 0.05%
Investors MM Checking* $2,500
      $0 - $2,500.00 0.05% 0.05%
      $2,500.01 - $25,000.00 0.10% 0.10%
      $25,000.01 - $100,000.00 0.20% 0.20%
      $100,000.01 and above 0.45% 0.45%

Savings Accounts

Basic Savings*
Minimum Deposit
$200
Interest Rate
0.05%
Annual Percentage Yield
0.05%
eSavings*
Minimum Deposit
$100
Interest Rate
0.10%
Annual Percentage Yield
0.10%

Now Checking

Union Premier Checking*
Minimum Deposit
$100
Balance of $0 - $500.00
Interest Rate
0.00%
Annual Percentage Yield
0.00%
Balance of $500.01 - $2,500.00
Interest Rate
0.05%
Annual Percentage Yield
0.05%
Balance of $2,500.01 - $10,000.00
Interest Rate
0.10%
Annual Percentage Yield
0.10%
Balance of $10,000.01 - $50,000.00
Interest Rate
0.20%
Annual Percentage Yield
0.20%
Balance of $50,000.01 - $300,000.00
Interest Rate
0.30%
Annual Percentage Yield
0.30%
Balance of $300,000.01 and above
Interest Rate
0.50%
Annual Percentage Yield
0.50%
Union Heritage Checking*
Minimum Deposit
$100
Interest Rate
0.05%
Annual Percentage Yield
0.05%

Money Market Checking

Money Market Checking*
Minimum Deposit
$1,000
Interest Rate
0.05%
Annual Percentage Yield
0.05%
Investors MM Checking*
Minimum Deposit
$2,500
Balance of $0 - $2,500.00
Interest Rate
0.05%
Annual Percentage Yield
0.05%
Balance of $2,500.01 - $25,000.00
Interest Rate
0.10%
Annual Percentage Yield
0.10%
Balance of $25,000.01 - $100,000.00
Interest Rate
0.20%
Annual Percentage Yield
0.20%
Balance of $100,000.01 and above
Interest Rate
0.45%
Annual Percentage Yield
0.45%
  • * The rate may change after the account is opened.
  • Fees could reduce earnings on the account.

Loan Rates

Contact a Personal Banker at either of our locations for rate information or to set up a meeting to discuss your financing needs.

Contact a Personal Banker